4.02.2009

About the United States auto insurance

The United States auto insurance is varied, the same insurance, price and service quality, there is probably different. The United States has in the end of the auto insurance How many? How to choose?

1, Bodily injury insurance: Insurance are not insurance, almost all states this request. Other major medical benefits, rehabilitation and funeral costs, and some also pay legal costs and mental anguish. Payments of up to half a million U.S. dollars per person, or one million dollars per case, of course, the amount of compensation may exceed the amount of insurance cover.

##CONTINUE##2, Property damage insurance: Compensation for loss of a car accident the other vehicles, including repair and replacement costs, as well as other damage to property, insurance policies and the amount of compensation from the U.S. 5000 (Minimum Standards) to hundreds of thousands of dollars.

3, Personal injury protection: The main benefit their own medical and funeral expenses, lost wages due to accident, regardless of the reasons for the accident, if you have other health, life, disability insurance, that they meet the minimum requirements for the state.

4, No insurance and inadequate insurance motorists insurance: Pay their own medical care, rehabilitation and funeral expenses. If the other party without adequate insurance, especially in dense population areas a lot of people without insurance, and only self-protection, at least 100,000 U.S. dollars for each person, 300,000 U.S. dollars for each accident; Uninsured-motorist property damage is the loss of benefits car.

5, Crash: Car, for any reason, whether caused by accident, pay yourself a collision caused by the loss of security of at least 250 U.S. dollars.

6, All-inclusive insurance: Car, for any reason, regardless of losses, can be compensated.

7, Glass breakage: Pay yourself auto glass damage.

8, The trailer: Pay yourself the cost of car trailer.

9, Car compensation: Payments you should not use car rental cost at the time.

So how to choose affordable auto insurance?

The price is still the most important considerations are to find a state Department of Insurance to provide consultative price.Must want new and hate the old, do not just look at the price factor, it is necessary to thoroughly compare the costs with their situation are more likely to happen, and insurers and the new contact, but also to spend time.Avoid a car accident, if things do not bad, the best solution both in private on the spot, not to leave a bad record.Attention to the various auto insurance discount for the best interests of their own.

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